Visa User Agreement

Third-party mobile devices. You and an authorized user may be allowed to load your credit card on an app on a smartphone, tablet or other electronic device, z.B. via a mobile wallet that could be used for purchases or other transactions without providing the card. These transactions are covered by this agreement. We have no control over the device and cannot guarantee the performance of the device. In addition: (26) Application rights. We can give up enforcing our rights or delay them without losing them. A divorce or separation court order or an out-of-court agreement does not affect any of our rights to enforce this Agreement. In general, a person authorized to this account is not required and is not responsible for outstanding balances or other fees collected by you or any other authorized person. In the event of the death of all fully responsible cardholders, the privilege of authorized users automatically ends. After that, if a person uses the card, such use shows their consent to pay us, and we may, at our discretion, sue the person for payment of an outstanding balance or other fees that they authorize. You agree to inform any authorized person that they are subject to all applicable sections of this Agreement. You agree to provide us with certain personal data about each authorized user.

You must have the permission of any authorized user to provide us with this personal data. This may include name, address, social security number, date of birth and nationality. If it is a common account, a default for one of you will be by default. We can prevent further transactions and we can close your account and other Wells Fargo accounts. If your account is late, you agree to pay our collection fees, legal fees and legal fees related to the application of our rights under this agreement. End of authorized user permissions. If you want to end the authorization of an authorized user to use your account, you must: Here are some frequently asked questions about visa rules. If you have a question about a visa rule that is not covered below, please contact Visa at [email protected]. Please note that visa rules change from time to time. If there is a discrepancy between the information contained in these frequently asked questions and the visa rules, the visa regime applies.

You will find other requirements in the visa acceptance agreement between you and your purchaser. Minimum payment. Your minimum payment includes any amount that is outstanding, plus the higher amount of: . Sa pamamagitan ng paglagda, paggamit o pag-activate ng credit card na ibinigay sa iyo, pinatototohanan mo sa amin na: all the cards we offer or all the devices we allow you to access credits on your account. The minimum payment is rounded to the highest total amount of the nearest dollar. Credits are not used to complete the minimum payment. . For more information on factors to consider when applying for or using a credit card, please visit the Consumer Financial Protection Bureau`s website at www.consumerfinance.gov/learnmore. Transferring a balance from another account to your account, including using a cheque to access your account.

All regional or country rules under the basic visa rules and visa products and services rules apply to transactions, traders, issuers and purchasers in their region or country, and all rules bearing the name of a region or country or country apply only to financial institutions operating in that region or country.

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